Buyers

8 Benefits of Buying a home (buy a home vs rent):

 

  • Mortgage Interest and Property Taxes are Deductible – Ask your tax advisor about deductions available.
  • Capital Gain Exclusion – If you have lived in your home for 2 of the last 5 years you may be able to  exclude some or all of your capital gain. Consult your tax advisor.
  • AppreciationReal estate can move in cycles, up and down. However, over the years real estate has appreciated. Buying real estate should be a long term investment.
  • Build EquityRather than paying rent, paying your mortgage will help you build equity.
  • Equity LoansIf you have equity in your home you may be able to qualify for a home equity loan, interest rates are much cheaper than credit cards.
  • Greater SecurityYou do not have to be worried about your landlord not renewing your lease or increasing your rent.
  • FreedomYou have the ability to make the house your own. You own the home you do not need to ask your landlord for permission.
  • Upgrades – Any upgrades you want to do will benefit you not your landlord.

My commitment to Buyers:

If you are a buyer, the following is what I do to assure you that you receive the attention you deserve during the fact-gathering, home search, and buying process:

 

  • Provide you with data to give you a feel of the market and what are realistic prices in the area you want to buy.
  • Whether you are a local looking to upgrade or downsize, I can provide information on any property listings.
  • If you are new to the area, I can provide detailed neighborhood and school info, microclimate data and a glimpse into what it’s like to live in the Gorge.
  • Offer buying and financing options and putting you in touch with qualified local lenders.
  • Having you check your credit. The sooner you can start looking into your credit score the better.
  • Discussing what other expenses you will incur by owning a home. (taxes, utilities, maintenance, etc.)
  • Review your home buying commitment. Purchasing real estate (most of the time) is not a short term investment. When you purchase property you should plan on staying in that home more than a couple of years. You need to know you aren’t going to want to move to a different neighborhood or a different town after a couple of months.
  • Provide listing information by sending you the latest from the RMLS, our local multiple listing service.
  • Preview homes or show you homes that you have interest in or that I think might work for you.
  • Assist you in writing an offer, negotiating items, explaining timelines, etc.
  • Coordinate the closing of your sale with other Realtors, Lenders, Inspectors, Appraisers, Attorneys, Escrow Officers, Title Insurance companies.
  • Provide on-going personal communication to keep you informed on the step by step progress of the purchase of your new home. 10) Sitting with you at the closing table, and getting you into your new home!
  • Provide post-sale follow-up to assure your total satisfaction.